5 Reasons Young Families Shouldn’t Neglect Their Estate Planning

When you’re juggling work, kids, and everything else that comes with starting a family, estate planning can feel like something to deal with “someday.” But the truth is, in the early years, estate planning may actually matter more than people realize. A simple plan doesn’t just protect your family in a worst-case scenario — it gives you a framework to think ahead, make decisions together, and create peace of mind right now.

Here are five reasons young couples shouldn’t put it off:

1. Naming Guardians for Children

If something happened to you and your spouse, who would raise your children? Without a will, that decision is left to the court — and it may not align with your wishes. Naming guardians ensures your children are cared for by the people you trust most.

2. Protecting Each Other Legally

Marriage doesn’t automatically give partners all the legal authority they might expect — and unmarried couples have even fewer protections. Powers of attorney and healthcare directives make sure the person you trust most can step in if you’re incapacitated, avoiding costly delays or disputes.

3. Avoiding Pennsylvania’s Default Rules

Without a will, the state decides how your property is divided. Intestacy laws may leave assets split in ways that don’t reflect your family’s needs — for example, between a spouse and children, rather than fully to your partner.

4. Preparing for Medical Emergencies

Life can change in an instant. A healthcare power of attorney and living will let you decide who makes medical choices for you, and they spare your family from confusion or conflict in the middle of a crisis. At its essence, estate planning is about making your wishes clear when you no longer can. I can help you think through those choices and make sure your wishes are clearly followed.

5. Peace of Mind and Flexibility

Estate planning isn’t carved in stone. Starting now gives you a solid foundation, and you can always update your plan as your family grows, your finances change, or your goals evolve. And I’ll be here for you when your estate plan needs to evolve with your family.

Bottom line: Estate planning isn’t just for the wealthy or the elderly. For young families, it’s a practical step that ensures your loved ones are protected and your wishes are honored. My flat-fee plans make this affordable for young families just starting out.

👉 My Young Family Package includes wills, guardianship provisions, and powers of attorney — all at a flat fee. Get started here